(Junior) Credit Analyst

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Both Manuchar and the Credit Management Department are expanding and looking for new colleagues to accommodate the growing business needs as well as continuously increasing the delivered quality. We hope you can be the missing link to join a young and dynamic finance team!

The job

You will join our Credit Management Department and you will be responsible for following tasks:

Analyse the financial statements of clients to determine their financial stability and assess the credit risks.
Determine acceptable exposure levels for clients in close cooperation with our commercial teams.
Convince our credit insurance partners to grant credit lines on our clients and defend these with solid arguments.
Come up with creative solutions to enable the business to grow while limiting risks, in cooperation with the commercial teams.
Keep up to date with the macro-economic environment around the world to incorporate this information in your credit risk analyses.
Communicate with clients in order to obtain financial, market and business information.
Prepare and present specific credit cases to higher management for their approval.

Your Profile

You have a very good knowledge of English. A good knowledge of Spanish or Portuguese is an asset.
You obtained minimum a bachelor’s degree within economics.
Having experience in a financial function (credit analysis or accounting in the context of a commodity trading environment or in the banking sector) is an asset.
You have a pragmatic and accommodating attitude.
You can work independently, and you are not afraid to take decisions, while accepting the accountability attached.
You work very accurate and have eye for detail.
As this position involves maintaining third-party relationships and conducting negotiations with third-party finance and legal personnel, as well as maintaining close contact with the internal trading and legal department, communication and negotiation skills are required.
You feel comfortable in working with targets and tight deadlines.
You learn and work fast, you can think logically, and you are proactive.
You are flexible and collegial.

A multinational of Belgian origin

Manuchar, headquartered in Antwerp, Belgium is a leading distributor of chemicals in emerging markets. We complement our Chemical Distribution business with International Trade Services in steel, polymers and several other raw materials.

In 2022 we handled 4 million metric tons of goods, generating 2.8 billion USD in sales. Our local operations are in over 35 countries and 160 locations. Manuchar employs 2,600 professionals worldwide.

At Manuchar "We keep your production running. Anytime. Anywhere.”

Manuchar offers you

A job full of variety with long-term perspectives in an international environment.
Cooperation with motivated & skilled colleagues in an open company culture.
An attractive remuneration package including fringe benefits.
A nice workspace where you can fully develop your talents.
Truly international working environment. More than 30 different nationalities in Antwerp alone.

Interested?

If you want to take up the challenge and join an international fast-growing team of dynamic colleagues, please send your application letter and detailed CV through our online application tool CVWarehouse.

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Redina HoxhaFinancial Analyst

"It’s been two years since I joined Manuchar as a young graduate. I was impressed by the international working environment and the positive vibe surrounding the company. Thanks to Manuchar’s approach to employee development, the journey in this company has offered me continuous professional growth and personal improvement. I am currently working as Financial Analyst at the Credit Management Department, where we ensure business continuity while limiting the risks. This is achieved by analyzing our clients’ financial statements on a daily basis. What attracts me about this job is that each case is unique and you always get to learn something new. Besides working with numbers, which is something I really like to do, the job also entails frequent interaction with colleagues from all departments and those who are located abroad. Manuchar is the best place where you can challenge yourself and I couldn’t have asked for a better company to be part of!"